eWay xml and direct payment url, account and credit card details

eWayServiceLinkURL:
 TEST: https://www.eway.com.au/gateway/ManagedPaymentService/test/managedCreditCardPayment.asmx
 LIVE: https://www.eway.com.au/gateway/ManagedPaymentService/managedCreditCardPayment.asmx
 
eWayProcessPaymentURL:
 TEST: https://www.eway.com.au/gateway/managedpayment/ProcessPayment
 LIVE: https://www.eway.com.au/gateway/managedpayment/ProcessPayment
 
eWaySOAPActionURL
 TEST: https://www.eway.com.au/gateway/managedpayment
 LIVE: https://www.eway.com.au/gateway/managedpayment
 
eWayDirectPaymentURL:
 TEST: https://www.eway.com.au/gateway_cvn/xmltest/testpage.asp
 LIVE: https://www.eway.com.au/gateway/xmlpayment.asp
 
eWAYCustomerID:
 TEST: 87654321
 
Username:
 TEST: test@eway.com.au
 
Password:
 TEST: test123
 
Credit Card:
 TEST: 4444333322221111
 
Credit Card CVV:
 TEST: 123 (or any other 3 or 4 digit number)
 
Credit Card Expiry:
 TEST: 01/15 (any valid date)
 
Credit Card Name:
 TEST: test (or any other valid name)

eWay transaction using php api direct payment

/* Pay using eWay */
function pay_using_eway()
{
    $testUrl = "https://www.eway.com.au/gateway_cvn/xmltest/testpage.asp";
    $liveUrl = "https://www.eway.com.au/gateway_cvn/xmlpayment.asp";
    $eWaySOAPActionURL = "https://www.eway.com.au/gateway/managedpayment";
    $eWayCustomerId = "87654321"; /* test account */
    $eWayTotalAmount = 100; /* 1$ = 100 cent */
    $directXML = "<ewaygateway>".
        "<ewayCustomerID>".$eWayCustomerId."</ewayCustomerID>".
        "<ewayTotalAmount>".$eWayTotalAmount."</ewayTotalAmount>".
        "<ewayCustomerFirstName></ewayCustomerFirstName>".
        "<ewayCustomerLastName></ewayCustomerLastName>".
        "<ewayCustomerEmail></ewayCustomerEmail>".
        "<ewayCustomerAddress></ewayCustomerAddress>".
        "<ewayCustomerPostcode></ewayCustomerPostcode>".
        "<ewayCustomerInvoiceDescription></ewayCustomerInvoiceDescription>".
        "<ewayCustomerInvoiceRef> Invoice Reference </ewayCustomerInvoiceRef>".
        "<ewayCardHoldersName>Card Holder Name</ewayCardHoldersName>".
        "<ewayCardNumber>4444333322221111</ewayCardNumber>".
        "<ewayCardExpiryMonth>01</ewayCardExpiryMonth>".
        "<ewayCardExpiryYear>2015</ewayCardExpiryYear>".
        "<ewayCVN>123</ewayCVN>".
        "<ewayTrxnNumber></ewayTrxnNumber>".
        "<ewayOption1></ewayOption1>".
        "<ewayOption2></ewayOption2>".
        "<ewayOption3></ewayOption3>".
    "</ewaygateway>";

    $result = makeCurlCall(
        $testUrl, /* CURL URL */
        "POST", /* CURL CALL METHOD */
        array( /* CURL HEADERS */
            "Content-Type: text/xml; charset=utf-8",
            "Accept: text/xml",
            "Pragma: no-cache",
            "SOAPAction: ".$eWaySOAPActionURL,
            "Content_length: ".strlen(trim($directXML))
        ),
        null, /* CURL GET PARAMETERS */
        $directXML /* CURL POST PARAMETERS AS XML */
    );

    if($result != null && isset($result["response"])) {
        $response = new SimpleXMLElement($result["response"]);
        $response = simpleXMLToArray($response);
        print_r2($response);
    }
    die("");
}

/* makeCurlCall */
function makeCurlCall($url, $method = "GET", $headers = null, $gets = null, $posts = null) {
    $ch = curl_init();
    if($gets != null)
    {
        $url.="?".(http_build_query($gets));
    }
    curl_setopt($ch, CURLOPT_URL, $url);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);

    if($posts != null)
    {
        curl_setopt($ch, CURLOPT_POSTFIELDS, $posts);
    }
    if($method == "POST") {
        curl_setopt($ch, CURLOPT_POST, true);
    } else if($method == "PUT") {
        curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "PUT");
    } else if($method == "HEAD") {
        curl_setopt($ch, CURLOPT_NOBODY, true);
    }
    if($headers != null && is_array($headers))
    {
        curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
    }
    $response = curl_exec($ch);
    $code = curl_getinfo($ch,CURLINFO_HTTP_CODE);

    curl_close($ch);
    return array(
        "code" => $code,
        "response" => $response
    );
}

/* Response */ 

Array
(
    [ewayTrxnStatus] => Array
        (
            [__cdata] => True
        )

    [ewayTrxnNumber] => Array
        (
            [__cdata] => 20466
        )

    [ewayTrxnReference] => Array
        (
            [__cdata] => 
        )

    [ewayTrxnOption1] => Array
        (
            [__cdata] => 
        )

    [ewayTrxnOption2] => Array
        (
            [__cdata] => 
        )

    [ewayTrxnOption3] => Array
        (
            [__cdata] => 
        )

    [ewayAuthCode] => Array
        (
            [__cdata] => 123456
        )

    [ewayReturnAmount] => Array
        (
            [__cdata] => 100
        )

    [ewayTrxnError] => Array
        (
            [__cdata] => 00,Transaction Approved(Test CVN Gateway)
        )

)

http://www.eway.com.au/developers/api/direct-payments